Do you want to know “How does the Target gift card work?” ,then this article is for you.
Target gift cards are a popular and convenient way to shop, whether you’re purchasing essentials, treating yourself, or giving them as a thoughtful gift. .
In this detailed guide, we’ll walk you through everything you need to know—from purchasing and redeeming to managing your balance with MyBalanceNow Visa portal and combining with other payment methods.

How do Target gift cards function?
Whether you’re shopping for essentials or looking for the perfect gift, Target gift cards offer a flexible and hassle-free payment option. But how does the Target gift card work? and what makes it so convenient?
What Is a Target Gift Card?
A Target gift card is a prepaid card loaded with a specific dollar amount that can be used for purchases at Target stores, on Target.com, and even at select Target subsidiaries. These cards offer flexibility and convenience, making them a popular choice for gifting or personal use.
Key Features of Target Gift Cards:
- Preloaded Value: Available in both fixed denominations (e.g., $10, $25, $50, $100) and customizable amounts.
- Multiple Formats: Available as physical cards, digital eGift cards, or mobile gift cards.
- No Expiration Date: Target gift cards don’t expire or lose value over time.
- Non-Reloadable: Unlike some prepaid cards, Target gift cards cannot be reloaded with additional funds.
- Partial Payments: You can combine your gift card with other payment methods.
Now that you understand what a Target gift card is, let’s explore how to buy and activate one.
How to Buy and Activate a Target Gift Card?
Purchasing a Target gift card is easy, and you have several options to choose from.
Where to Buy Target Gift Cards?
Purchase Location | Card Type Available | Details |
---|---|---|
Target Stores | Physical cards | Choose from present amounts |
Target.com | eGift and physical cards | Customizable denominations |
Third-Party Retailers | Physical and digital cards | Often found in gift card aisles |
Mobile Wallets (Apple Pay, Google Pay) | Digital gift cards | Convenient, instant delivery |
Pro Tip: If you’re buying a gift card online, double-check the recipient’s email address for eGift cards to avoid delivery errors.
Activation Process
Most Target gift cards are automatically activated at the time of purchase. However, if you buy multiple gift cards or high-value cards, you may need to activate them.
- For Physical Cards: Activation is handled by the cashier during checkout.
- For eGift Cards: Activation is automatic once the card is delivered to the recipient’s email.
- For Bulk Purchases: Some bulk-purchased cards may require manual activation through the Target for Business portal.
Once you have your activated Target gift card, it’s time to learn how to use it for in-store and online purchases.
How to Use a Target Gift Card for In-Store Purchases?
Shopping with a Target gift card at physical stores is straightforward and convenient.
Step 1: Select Your Items
Shop as you normally would, adding items to your cart.
Step 2: Present the Gift Card at Checkout
At the checkout counter:
- Physical Gift Card: Hand the card to the cashier or swipe it through the card reader.
- Mobile or Digital Gift Card:
- Open the Target app or your email confirmation.
- Display the barcode and let the cashier scan it.
Step 3: Combine with Other Payment Methods (If Needed)
If the gift card balance doesn’t cover your total:
- Partial Payment: Use your gift card first.
- Additional Payment: Pay the remaining amount with another payment method (credit/debit card, cash, or another gift card).
In-Store Tips:
- Balance Check: Check your gift card balance at the register before paying.
- Multiple Gift Cards: You can combine up to 10 gift cards in a single transaction.
While in-store shopping is simple, using your Target gift card online requires a few extra steps.
How to Use a Target Gift Card for Online Purchases?
If you prefer to shop from the comfort of your home, you can easily use your Target gift card for online orders.
Step 1: Add Items to Your Cart
Browse Target.com or the Target app and add items to your cart.
Step 2: Apply the Gift Card During Checkout
When you’re ready to pay:
- Select Payment Method: Choose “Gift Card” as your payment option.
- Enter the Gift Card Details:
- Input the card number and PIN (found on the back of physical cards or in the eGift email).
- Partial Payment: If your gift card balance is lower than the total cost, use another payment method to cover the difference.
Online Tips:
- Multiple Gift Cards: You can apply up to 10 gift cards in a single online transaction.
- Check Balance: Use the “Check Balance” tool on Target.com or the Target app.
Now that you know how to use your gift card, let’s explore how to check and manage your balance.
How to Check and Manage Your Target Gift Card Balance?
It’s essential to keep track of your Target gift card balance to avoid payment surprises.
How to Check Your Balance?
Method | Steps | Availability |
---|---|---|
In-Store | Ask a cashier to check your balance. | Instant |
Target.com | Go to “Check Gift Card Balance” page. | 24/7 access |
Target App | Tap on your profile → Gift Cards → Check Balance. | Instant balance view |
Phone | Call 1-800-544-2943 and follow prompts. | 24/7 automated service |
Managing Your Gift Card
- Save It to Your Target Account: For faster checkout, save the card in your Target Wallet.
- Combine Balances: Merge multiple gift cards into one by adding them to your account.
With your balance managed, you may want to combine your Target gift card with other payment methods or promotional offers.
Combining Target Gift Cards with Other Payment Methods
Yes, you can combine your Target gift card with other payment methods or offers to maximize savings.
Combining with Target Circle Offers
- Add Circle Offers First: Apply your Target Circle discounts before paying with your gift card.
- Use the Gift Card at Checkout: You’ll still earn Target Circle rewards when using a gift card.
Using Multiple Payment Methods
If your gift card doesn’t cover the full amount:
- Use Multiple Gift Cards: You can combine up to 10 gift cards in one transaction.
- Add a Credit/Debit Card: Cover any remaining balance with another payment method.
Now that you know how to use and combine your gift card, let’s wrap up with the key takeaways.
Key Takeaways: How Does the Target Gift Card Work?
Feature | Details |
---|---|
Where to Use | Target stores, Target.com, subsidiaries |
Payment Options | Combine with credit/debit cards or cash |
Balance Check | Online, in-store, or via phone |
Expiration | No expiration date |
Conclusion
So, how does the Target gift card work? Whether you’re shopping in-store or online, these versatile cards offer a flexible and convenient way to pay.
With no expiration date and the ability to combine with other payment methods, they’re perfect for gifting or personal use. The next time you shop at Target, you’ll be ready to make the most of your Target gift card experience!